How much can I borrow for my mortgage? This is probably the number 1 question I get from everyone looking to buy. Makes sense because it’s obviously one of the most important questions. Without knowing how much you can borrow, how do you know what houses to look for? You don’t want to be scrolling […]
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Would you like a mortgage that has lots of flexibility but offers very little security? Then you might want to hear about Variable Mortgages. So how does a Variable Mortgage work? Each lender sets their own Variable rate, and some will be higher than others. This means you will be at the mercy of whatever
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Would you like a mortgage that has some security, some certainty but still has some flexibility? Then you might want to hear about Tracker Mortgages. But, what are Tracker Mortgages? 🤔 Well Tracker Rate Mortgages work by pegging your mortgage interest rate to the Bank of England Base Rate with a slight uplift. That might
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Whether you are looking for your first mortgage, or you’ve had one before. You will likely have heard of the term ‘Fixed Rate Mortgage’ But what is a Fixed Rate Mortgage? Fixed Rate Mortgages are the most popular type of mortgage product right now. They work by fixing your interest rate and monthly payments for
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Mortgage Adviser’s – Why use them? Maybe you’re looking to buy your first home, or you might have a mortgage already. Well, let’s look at what a mortgage adviser will do for you and why you should be using one. You might be thinking you can just go into your local high street bank that
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Hello and welcome to an Aitken Financial Services DEEP DIVE! Today I am going to look at a scheme in Scotland designed to help First Time Buyers – The LIFT Scheme. There aren’t many support schemes available to First Time Buyers at the moment. We have seen the First Home Fund and Help to Buy
What is the LIFT Shared Equity Scheme? Read More »
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